Debit Card
10 Signs You’re Living Beyond Your Means
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10 Signs You're Living Beyond Your Means

Living beyond your means is an easy trap to fall into. And if you’re not keeping close track of everything that’s coming in and going out of your financial account, you may not even realize you’re doing it. But if you often run out of money before the month is over — and you don’t […]

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Do I Need a Long Term Savings Account?
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Do I Need a Long Term Savings Account?

A long-term savings account, as the name implies, is one opened to deposit and hold money for a longer period of time. They can be contrasted to checking accounts used to pay monthly bills or regular savings accounts that might earn interest, but maybe not much. A long-term savings plan might be set up for […]

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When Are 2021 Estimated Tax Payments Due?
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If you're self-employed or don't have taxes withheld from other sources of taxable income, it's up to you to periodically pay the IRS by making estimated tax payments.
A Look at Marginal Propensity to Save (MPS)
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Marginal Propensity to Save: Definition & Formula

The marginal propensity to save (MPS) refers to the amount of disposable income a consumer is able to save. It’s used to reflect the proportion someone is willing to save for each additional dollar of their income. To understand why MPS is important when quantifying fluctuations in savings and income, we’ll go over how to […]

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Another Child Tax Credit Payment Will Be Sent This Week
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The IRS will start delivering another round of monthly child tax credit payments in just a few days. Most families will receive their payment by direct deposit.
[Update] Cheese Checking Account Review: No SSN Required, 0.3-3% APY Savings, Debit Card Rewards
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The Cheese Account is a unique checking account, scheduled to launch in early 2020. These are the major highlights of the account: No SSN required to open account. FDIC-insured. No fees. 1% APY interest on money held with Cheese; ability to reach 3% APY with referrals. Up to 1% cashback on debit card transactions. The founder of this product was an international student who ended up paying a lot in fees because of his various transactions.  This is what drove him to create the product, so it seems aimed at international students.
Building a Line Item Budget
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woman with laptop paying bills

Many people worry that creating a budget will be too complicated, too restrictive, and put the kibosh on fun. But a budget is really nothing more than a plan for your money. A well-thought-out budget can help you take control of your finances and use your money with intention, so you have enough to cover […]

The post Building a Line Item Budget appeared first on SoFi.

Do Banks Do a Credit Check to Open a Checking Account?
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Banks are going to do a credit check, because they need to know if it’s safe to do business with you, or if it’s even smart of them to do so.
6 Best Gas Rewards Programs Save Money at the Pump
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Your weekly trip to the station never really ends at the pump, does it? Check out these fuel rewards programs, which can save you money on more than just gas.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

How to Handle a Bounced Check
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A bounced check means that you promised to pay X amount of money, and when that check was processed at the recipient’s bank, it came back as unable to process due to a lack of funding. Essentially, you didn’t have the cash to cover it, so the check bounces.
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