interest rate
How Does Tuition Reimbursement Work?
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woman studying and at work

If you’re working and want to continue school but aren’t sure how to fund it, your employer may offer assistance. Tuition reimbursement programs are offered by many companies. While each company has their own specific requirements, tuition reimbursement is when an employer pays for a portion of an employee’s continuing education costs. Some employers may […]

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Inground Pool Financing: Installation Costs & More
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Few things in life are as refreshing as a cool dip in a sparkling pool on a hot day, and rather than pay to use a community pool, wouldn’t it be nice to have one in your own backyard? If you’ve been thinking about building an inground pool, there are several things you need to […]

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7 Ways to Boost Your Credit Score Fast
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Your financial security might soon depend upon the strength of your credit score.
10 Signs You’re Living Beyond Your Means
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10 Signs You're Living Beyond Your Means

Living beyond your means is an easy trap to fall into. And if you’re not keeping close track of everything that’s coming in and going out of your financial account, you may not even realize you’re doing it. But if you often run out of money before the month is over — and you don’t […]

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Do I Need a Long Term Savings Account?
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Do I Need a Long Term Savings Account?

A long-term savings account, as the name implies, is one opened to deposit and hold money for a longer period of time. They can be contrasted to checking accounts used to pay monthly bills or regular savings accounts that might earn interest, but maybe not much. A long-term savings plan might be set up for […]

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Dear Penny: Can I Kick My Husband Out if I’m Not on the Mortgage?
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Dear Penny, My husband and I have been married for almost seven years. Two and a half years ago we bought a house. My credit is horrible so it had to be financed by him alone, but I pay the mortgage every month.  We live in New York. Can I make him leave if things […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Understanding the Yield to Maturity (YTM) Formula
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woman in cafe on laptop

When investors evaluate which bonds to buy, they often take a look at yield to maturity (YTM), the total rate of return a bond will earn over its life, assuming it has made all interest payments and repaid the principal. Calculating YTM can be complicated. Doing so takes into account a bond’s face value, current […]

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A Look at Marginal Propensity to Save (MPS)
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Marginal Propensity to Save: Definition & Formula

The marginal propensity to save (MPS) refers to the amount of disposable income a consumer is able to save. It’s used to reflect the proportion someone is willing to save for each additional dollar of their income. To understand why MPS is important when quantifying fluctuations in savings and income, we’ll go over how to […]

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Solar Panel Financing in 4 Ways
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solar panel

Installing solar panels in your home can be one way to do your part for the planet, but the cost to purchase and have them installed might be a deterrent. Even if you know you’ll save money over the long term, it may be hard to find the funds for solar panels in the interim. […]

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What Is Lender-Paid Mortgage Insurance? First Of All, You Still Pay For It
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Mortgage Q&A: “What is lender-paid mortgage insurance?” Several years back, a rule went into effect that made mortgage insurance permanent on most FHA loans for the entire life of the loan. Ouch! Before this game-changer, FHA loans were the cat’s meow because of the low mortgage rates offered, coupled with mortgage insurance premiums that were… Read More »What Is Lender-Paid Mortgage Insurance? First Of All, You Still Pay For It

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