MoneyUn
10 Signs You’re Living Beyond Your Means
By admin | |
10 Signs You're Living Beyond Your Means

Living beyond your means is an easy trap to fall into. And if you’re not keeping close track of everything that’s coming in and going out of your financial account, you may not even realize you’re doing it. But if you often run out of money before the month is over — and you don’t […]

The post 10 Signs You’re Living Beyond Your Means appeared first on SoFi.

Do I Need a Long Term Savings Account?
By admin | |
Do I Need a Long Term Savings Account?

A long-term savings account, as the name implies, is one opened to deposit and hold money for a longer period of time. They can be contrasted to checking accounts used to pay monthly bills or regular savings accounts that might earn interest, but maybe not much. A long-term savings plan might be set up for […]

The post Do I Need a Long Term Savings Account? appeared first on SoFi.

A Look at Marginal Propensity to Save (MPS)
By admin | |
Marginal Propensity to Save: Definition & Formula

The marginal propensity to save (MPS) refers to the amount of disposable income a consumer is able to save. It’s used to reflect the proportion someone is willing to save for each additional dollar of their income. To understand why MPS is important when quantifying fluctuations in savings and income, we’ll go over how to […]

The post A Look at Marginal Propensity to Save (MPS) appeared first on SoFi.

How to Transfer Money From One Bank to Another
By admin | |
piggy banks pink and yellow background

There may be times when you want to transfer money from one bank to another. Maybe you’ve opened a high-yield savings account at a new bank and want to set up regular transfers from your existing checking account. Or, perhaps you want to send money to someone else, such as a friend or family member, […]

The post How to Transfer Money From One Bank to Another appeared first on SoFi.

Is A Joint Bank Account Right For You?
By admin | |
couple having coffee

If you’ve recently gotten married or moved in with your mate, you may wonder whether it makes sense to combine your funds in a shared account, or to continue keeping your finances separate. Opening a joint checking account can make it much easier for a couple to pay, plan, and track household and other shared […]

The post Is A Joint Bank Account Right For You? appeared first on SoFi.

Spare Change Savings
By admin | |
Spare Change Savings

If you’ve ever collected change–maybe in a piggy bank as a kid, or in a cup by the front door as an adult–you likely already know the benefits of spare change savings. You generally don’t miss the coins you drop into your collection each day. But, once you get around to putting the whole pile […]

The post Spare Change Savings appeared first on SoFi.

25 Ways to Find Affordable Housing
By admin | |
25 Ways to Find Affordable Housing

Finding a nice place to live when you don’t have a lot of money to drop on rent each month can be challenging, especially in certain cities. But that doesn’t necessarily mean you’ll be stuck in Mom and Dad’s basement for the foreseeable future. With a little extra effort and some clever search techniques, it […]

The post 25 Ways to Find Affordable Housing appeared first on SoFi.

How to Have a Baby Shower on a Budget
By admin | |
How to Have a Baby Shower on a Budget

It’s an honor to be asked to throw a friend or family member a baby shower. But along with that honor, often comes a hefty price tag. Between the food, flowers, decor, and favors, the cost of these soirees can add up quickly. Fortunately, you don’t need to spend a fortune to throw a fun […]

The post How to Have a Baby Shower on a Budget appeared first on SoFi.

Understanding Funds Availability Rules
By admin | |
Understanding Funds Availability Rules

When you deposit money into your bank account, those funds are not always immediately available for use. Your bank or credit union may place a hold on the deposit, and you may notice that your “available” balance is lower than the total balance of your account. Each bank has its own policy about how long […]

The post Understanding Funds Availability Rules appeared first on SoFi.

Can You Use Food Stamps Online?
By admin | |
Can You Use Food Stamps Online?

The food stamp program in the U.S. has made it possible for millions of Americans dealing with economic hardship to feed their families each day. While food stamps, now officially called SNAP benefits, can help families save money on food, it hasn’t always been the most convenient way to shop for groceries. In the past, […]

The post Can You Use Food Stamps Online? appeared first on SoFi.

1 2 3 5