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10 Signs You’re Living Beyond Your Means
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10 Signs You're Living Beyond Your Means

Living beyond your means is an easy trap to fall into. And if you’re not keeping close track of everything that’s coming in and going out of your financial account, you may not even realize you’re doing it. But if you often run out of money before the month is over — and you don’t […]

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Do I Need a Long Term Savings Account?
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Do I Need a Long Term Savings Account?

A long-term savings account, as the name implies, is one opened to deposit and hold money for a longer period of time. They can be contrasted to checking accounts used to pay monthly bills or regular savings accounts that might earn interest, but maybe not much. A long-term savings plan might be set up for […]

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A Look at Marginal Propensity to Save (MPS)
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Marginal Propensity to Save: Definition & Formula

The marginal propensity to save (MPS) refers to the amount of disposable income a consumer is able to save. It’s used to reflect the proportion someone is willing to save for each additional dollar of their income. To understand why MPS is important when quantifying fluctuations in savings and income, we’ll go over how to […]

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What Is Lender-Paid Mortgage Insurance? First Of All, You Still Pay For It
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Mortgage Q&A: “What is lender-paid mortgage insurance?” Several years back, a rule went into effect that made mortgage insurance permanent on most FHA loans for the entire life of the loan. Ouch! Before this game-changer, FHA loans were the cat’s meow because of the low mortgage rates offered, coupled with mortgage insurance premiums that were… Read More »What Is Lender-Paid Mortgage Insurance? First Of All, You Still Pay For It

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8 Ways to Save Money When Buying Tires for Your Car
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Replacing a set of tires can cost anywhere from a few hundred dollars to thousands of dollars. Learn how to save money on a new set of tires.
What Is a No-Medical-Exam Life Insurance Policy?
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Concerned about what a thorough exam might reveal about your health? Learn about no-medical-exam life insurance and how it stacks up.
Building a Line Item Budget
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woman with laptop paying bills

Many people worry that creating a budget will be too complicated, too restrictive, and put the kibosh on fun. But a budget is really nothing more than a plan for your money. A well-thought-out budget can help you take control of your finances and use your money with intention, so you have enough to cover […]

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Secured Versus Unsecured Loans — And Ways You Can Wield These Powerful Tools
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What's the difference between a secured and unsecured loan, anyway? Knowing the difference — and the best way to take advantage of each — can help you choose the right loan type for your life goals.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

What is a Stipend?
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What is a Stipend?

A stipend is a fixed amount of money given to offset expenses or provide financial support while you’re engaged in a service or contributing to a project. A stipend may be paid in one lump sum, or it might be paid in a series of smaller amounts. As you’re looking through employment opportunities, you may […]

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Comparing Online Review Sites for Better Results
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We all do a great deal of shopping sight unseen. We love to go to new bars and restaurants. We need home repair work done by a professional and don’t have the slightest idea who to hire. What do we do? We go to online review sites. Whether it is purchasing a new product, hiring […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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