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Your 2021 Guide to Student Loan Forgiveness
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Your 2021 Guide to Student Loan Forgiveness

Student loan forgiveness was a hot topic on the campaign trail—but is one that is largely plodding along. While President Joe Biden has endorsed $10,000 of federal student loan cancellation, few Republicans support blanket student loan forgiveness. In June, Senate Majority Leader Chuck Schumer again urged Biden to cancel $50,000 in federal student loan debt […]

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Should I Pay Off Debt Before Buying a House?
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hand dangling key

Ready to buy your own home? There’s a lot to consider, especially if this is your first time applying for a mortgage and you’re carrying debt. Debt is not necessarily a dealbreaker by any means. Is it a good idea to pay off debt or save for a house? Is it possible to do both? […]

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Can You Buy a Car with a Credit Card?
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You can buy a car with a credit card in certain circumstances. But it may be smart to ask yourself if this is the best way for you to purchase your vehicle. This post will take you through the pros and cons of buying a car with your card, as well as provide information about […]

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How to Transfer Money From One Bank to Another
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piggy banks pink and yellow background

There may be times when you want to transfer money from one bank to another. Maybe you’ve opened a high-yield savings account at a new bank and want to set up regular transfers from your existing checking account. Or, perhaps you want to send money to someone else, such as a friend or family member, […]

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How Soon Can You Refinance Student Loans?
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calendar with post-its

For most borrowers of college student loans, the soonest they can refinance is after graduating. If you’re a graduate student with a good job, you might be able to refinance the loans you took out for your undergraduate degree. For others, refinancing debt with a cosigner may make sense. Depending on your financial situation, the […]

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What’s the Average Student Loan Interest Rate?
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Books with sticky note markers

With college tuition on the rise, students may take out student loans as they pursue their education. Student loans come with interest and sometimes other loan fees. As you repay student loans, that interest can add up. While there are options like scholarships, grants, and work-study, sometimes student loans can be necessary to help students […]

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Comparing Private Student Loans: Key Factors to Look At
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Comparing Student Loans: Key Factors to Look At

If the first hurdle of higher education is getting into school, the second may be figuring out how you’re going to pay for it. Even with federal loans, work-study grants, scholarships, and savings, students may need financing to cover all of their educational costs. That’s when private lenders may be able to help. But if […]

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Is There a Statute of Limitations on Debt?
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Is There a Statute of Limitations on Debt?

A statute of limitations on debt is a time limit on how long a debt collector is allowed to sue someone in court and force them to pay off any outstanding money owed to them. When a borrower meets the statute of limitations on a debt, lenders or creditors may no longer be able to […]

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Examining How Student Loan Deferment Works
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Examining How Student Loan Deferment Works

If you’re struggling under a mountain of student debt, you’re not alone. After all, the average debt load for a recent undergrad is around $30,000. The worst thing to do when experiencing difficulty repaying student loans is to just stop making payments. If more than 270 days pass on a federal student loan payment, or […]

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Leasing vs. Buying a Car: What’s Right for You?
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aerial traffic view

So you’ve decided to get a new car. You’ve picked out everything from the color to the floor mats. But pump the brakes. Should you lease or buy? There are many factors to consider. Check out this overview of leasing vs. buying, plus get help deciding how to save for your next set of wheels. […]

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